12, OSWALD ROAD, ST ALBANS, AL1 3AQ - £790,000

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

12 OSWALD ROAD is a small extended terraced house of 108m², built sometime before 1900, which could now be worth an estimated £878,192. It was last sold for £790,000 in June 2021, which was around 59% above the average June 2021 terraced price in the St Albans local authority area. The most recent EPC inspection was March 2021, where the current energy rating was D, and the potential energy rating was B.

12 OSWALD ROAD Sold Prices

Land registry data shows two sales for 12 OSWALD ROAD since 1^st January 1995. The below table shows the price paid for the two sales, along with the average terraced price in the St Albans local authority area for the corresponding sale date. Both of the two 12 OSWALD ROAD sales were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2021 25 JUN	£790,000	£496,384	59% above HPI
2003 18 JUL	£295,000	£213,417	38% above HPI

12 OSWALD ROAD Price Paid vs. HPI Average

The below graph shows the average terraced house price in the St Albans local authority area over time, sourced from the HPI. The two 12 OSWALD ROAD sales from July 2003 and June 2021 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the July 2003 sale was for 38% above the HPI. So the extrapolation line tracks at 38% above the HPI over time, until the June 2021 sale, where it rises to 59% above the HPI. The line then continues to track at 59% above the HPI.

What might 12 OSWALD ROAD be worth now?

12 OSWALD ROAD might now be worth an estimated £878,192.

This is based on house price inflation of 11.2%, between June 2021 and June 2025, for terraced houses, in the St Albans local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 11.2% inflationary increase is applied to the most recent sale price for 12 OSWALD ROAD of £790,000 on 25th June 2021. For the value to have increased from £790,000 to £878,192 over the four years to June 2025, the following assumptions must hold true:

• The value of 12 OSWALD ROAD has moved in line with the HPI for terraced houses in the St Albans local authority area.
• The June 2021 sale price of £790,000 represented a fair market value for the property.
• The size, condition, and specification of 12 OSWALD ROAD has not materially changed since June 2021.

How Large is 12 OSWALD ROAD?

12 OSWALD ROAD is 108m², which includes two extensions, according to the EPC inspection conducted in March 2021. This puts it in the smallest 30% of terraced houses houses in St Albans, based on EPC data. The below chart shows the distribution of terraced houses houses by size in St Albans, and where 12 OSWALD ROAD lies on this distribution: 23% of terraced houses houses are smaller than 12 OSWALD ROAD, and 77% of houses are larger. Note that EPC data is not available for all properties in St Albans.

12 OSWALD ROAD: Plot and Title Map

12 OSWALD ROAD sits on a plot of roughly 0.038 of an acre, or 154m². The below map shows the location of 12 OSWALD ROAD, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 12 OSWALD ROAD). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 12 OSWALD ROAD?

12 OSWALD ROAD is located in ST. ALBANS, in the AL1 postcode district. The below map shows the position of No. 12 on OSWALD ROAD.