FERN COTTAGE, CROSS LANE, WIGTON, CA7 9DB - £220,000

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

FERN COTTAGE is a large extended detached house of 133m², built sometime before 1900, which could now be worth an estimated £296,045. It was last sold for £220,000 in March 2008, which was around 8% above the average March 2008 detached price in the Cumberland local authority area. The most recent EPC inspection was August 2013, where the current energy rating was D, and the potential energy rating was C.

FERN COTTAGE Sold Prices

Land registry data shows two sales for FERN COTTAGE since 1^st January 1995. The below table shows the price paid for the two sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. One of the two FERN COTTAGE sales was for above the average price, whilst the other was for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2008 28 MAR	£220,000	£203,690	8% above HPI
1998 23 OCT	£64,000	£77,665	18% below HPI

FERN COTTAGE Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The two FERN COTTAGE sales from October 1998 and March 2008 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the October 1998 sale was for 18% below the HPI. So the extrapolation line tracks at 18% below the HPI over time, until the March 2008 sale, where it rises to 8% above the HPI. The line then continues to track at 8% above the HPI.

What might FERN COTTAGE be worth now?

FERN COTTAGE might now be worth an estimated £296,045.

This is based on house price inflation of 34.6%, between March 2008 and June 2025, for detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 34.6% inflationary increase is applied to the most recent sale price for FERN COTTAGE of £220,000 on 28th March 2008. For the value to have increased from £220,000 to £296,045 over the sixteen years and nine months to June 2025, the following assumptions must hold true:

• The value of FERN COTTAGE has moved in line with the HPI for detached houses in the Cumberland local authority area.
• The March 2008 sale price of £220,000 represented a fair market value for the property.
• The size, condition, and specification of FERN COTTAGE has not materially changed since March 2008.

How Large is FERN COTTAGE?

FERN COTTAGE is 133m², which includes two extensions, according to the EPC inspection conducted in August 2013. This puts it in the largest 30% of detached houses houses in Wigton, based on EPC data. The below chart shows the distribution of detached houses houses by size in Wigton, and where FERN COTTAGE lies on this distribution: 75% of detached houses houses are smaller than FERN COTTAGE, and 24% of houses are larger. Note that EPC data is not available for all properties in Wigton.

FERN COTTAGE: Plot and Title Map

FERN COTTAGE sits on a plot of roughly 0.082 of an acre, or 333m². The below map shows the location of FERN COTTAGE, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of FERN COTTAGE). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is FERN COTTAGE?

FERN COTTAGE is located on CROSS LANE in WIGTON, in the CA7 postcode district. The below map shows the position of FERN COTTAGE on CROSS LANE.