THE FERNS, THE BANKS, SEASCALE, CA20 1QH - £355,000

THE FERNS is a very large extended detached house of 225m², built sometime between 1900 and 1929. It was last sold for £355,000 in May 2021, which was around 53% above the average May 2021 detached price in the Cumberland local authority area. The most recent EPC inspection was September 2022, where the current energy rating was E, and the potential energy rating was C.

THE FERNS Sold Prices

Land registry data shows four sales for THE FERNS since 1^st January 1995. The below table shows the price paid for the four sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. Most of the four THE FERNS sales were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2021 25 MAY	£355,000	£232,109	53% above HPI
2012 5 MAR	£385,000	£190,807	102% above HPI
2003 30 MAY	£155,000	£118,177	31% above HPI
1999 19 NOV	£59,500	£82,341	28% below HPI

THE FERNS Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The four THE FERNS sales between November 1999 and May 2021 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the March 2012 sale was for 102% above the HPI. So the extrapolation line tracks at 102% above the HPI over time, until the May 2021 sale, where it falls to 53% above the HPI. The line then continues to track at 53% above the HPI.

How Large is THE FERNS?

THE FERNS is 225m², which includes one extension, according to the EPC inspection conducted in September 2022. This puts it in the largest 10% of detached houses in Seascale, based on EPC data. The below chart shows the distribution of detached houses by size in Seascale, and where THE FERNS lies on this distribution: 94% of detached houses are smaller than THE FERNS, and 6% of houses are larger. Note that EPC data is not available for all properties in Seascale.

THE FERNS: Plot and Title Map

THE FERNS sits on a plot of roughly 0.161 of an acre, or 650m². The below map shows the location of THE FERNS, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of THE FERNS). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is THE FERNS?

THE FERNS is located on THE BANKS in SEASCALE, in the CA20 postcode district. The below map shows the position of THE FERNS on THE BANKS.