38, HOLLY BANK, WHITEHAVEN, CA28 6SA - £245,000

38 HOLLY BANK is a midsized extended detached house of 115m², built sometime between 1996 and 2002. It was last sold for £245,000 in January 2022, which was about the average January 2022 detached price in the Cumberland local authority area. The most recent EPC inspection was July 2021, where the current energy rating was D, and the potential energy rating was C.

38 HOLLY BANK Sold Prices

Land registry data shows six sales for 38 HOLLY BANK since 1^st January 1995. The below table shows the price paid for the six sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. The six 38 HOLLY BANK sales were a mix of roughly equal to the average price, above the average price, and below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2022 25 JAN	£245,000	£244,210	Close to HPI
2016 16 SEP	£195,000	£211,661	8% below HPI
2014 17 JAN	£177,000	£196,398	10% below HPI
2012 30 APR	£180,500	£194,874	7% below HPI
2002 22 MAR	£81,500	£91,831	11% below HPI
1998 20 MAR	£75,999	£75,170	1% above HPI

38 HOLLY BANK Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The six 38 HOLLY BANK sales between March 1998 and January 2022 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the September 2016 sale was for 8% below the HPI. So the extrapolation line tracks at 8% below the HPI over time, until the January 2022 sale, where it rises to roughly the same level as the HPI. The line then continues to track in line with the HPI.

How Large is 38 HOLLY BANK?

38 HOLLY BANK is 115m², which includes one extension, according to the EPC inspection conducted in July 2021. This puts it in the smallest 50% of detached houses in Whitehaven, based on EPC data. The below chart shows the distribution of detached houses by size in Whitehaven, and where 38 HOLLY BANK lies on this distribution: 44% of detached houses are smaller than 38 HOLLY BANK, and 55% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

38 HOLLY BANK: Plot and Title Map

38 HOLLY BANK sits on a plot of roughly 0.080 of an acre, or 324m². The below map shows the location of 38 HOLLY BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 38 HOLLY BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 38 HOLLY BANK?

38 HOLLY BANK is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 38 on HOLLY BANK.